Privacy Policy

Effective Date: [Insert Date]

At Lyracy Analytics, your privacy isn’t just a feature—it’s a principle. We’re committed to protecting your personal and business information with the highest standards of transparency, care, and control. This Privacy Policy explains how we collect, use, and safeguard your data.

  1. Who We Are

  1. Lyracy Analytics is a data and technology company helping individuals and businesses make smarter decisions through analytics, automation, and AI-readiness.

    We serve two core audiences:

    • Businesses: through data dashboards, consulting, and systems building

    • Individuals: through tools like LifeOS and other data aggregation services

    2. What We Collect

    Depending on your engagement with us, we may collect:

    a. Personal or Consumer Data

    • Name, email, phone number

    • Health and wellness information (e.g., from Apple Health or manual input)

    • Financial account data, including:

      • Bank account balances and transactions

      • Credit accounts (if connected)

      • Investment accounts (e.g., brokerage balances, stock holdings, retirement accounts)

      • Real estate data (including property value, equity, or mortgage info)

    • Manually entered assets or liabilities

    • Device or interaction data (e.g., usage metrics for dashboard improvements)

    b. Business Data

    • CRM, sales, and operational performance metrics

    • API data from third-party tools (e.g., spreadsheets, accounting tools)

    • Custom KPIs or dashboard metrics configured with your team

    We only access or process data that you explicitly connect, upload, or input.

    3. Use of Plaid & Investment Data

    To create a full financial picture for LifeOS users, we connect to institutions via Plaid Inc., and may access data from:

    • Checking, savings, and credit accounts

    • Investment accounts (e.g., Robinhood, Fidelity, Charles Schwab)

    • Retirement plans (e.g., IRAs, 401(k)s)

    • Real estate data sources (via APIs or manual input)

    By using features that connect to financial institutions, you authorize Lyracy Analytics and Plaid to access and transmit this information. This data is used solely to:

    • Populate your LifeOS dashboard

    • Provide financial insights

    • Help you track net worth, equity, investments, and progress over time

    We do not use this data for any marketing purposes and we do not sell or rent this data to anyone. For more about Plaid’s practices, see Plaid’s Privacy Policy.

    You can disconnect accounts and delete any investment-related data at any time.

    4. How We Use Your Data

    We use your data to:

    • Deliver dashboards and reports

    • Personalize services like LifeOS

    • Train internal tools and systems (with consent – see Section 7)

    • Analyze general usage trends (in anonymized form)

    • Notify you about service updates or improvements

    5. How We Protect Your Data

    We use:

    • End-to-end encryption

    • Secure APIs and vaults

    • Internal access restrictions

    • Routine audits and security reviews

    6. Your Control Over Data

    You can:

    • Access or delete your data upon request

    • Revoke our access to your financial accounts at any time

    • Disconnect your accounts connected via Plaid

    • Request deletion of any data retrieved via Plaid by emailing: hello@lyracyanalytics.com

    7. Our Position on AI & Data Use

    Lyracy Analytics is developing proprietary AI systems to improve data interpretation and automation. However:

    • We will never train AI models on your personal or business data without your explicit opt-in.

    • When data is used for AI, it is anonymized and aggregated to protect your identity and your business.

    • If you opt into AI training, we will clearly explain what data is being used and for what purpose.

    • You can withdraw AI permissions at any time.

    8. Third-Party Services

    We may connect with third-party services such as:

    • Plaid (financial data)

    • Google (Sheets, Analytics)

    • Notion (personal tracking)

    • Apple Health (optional integrations)

    All such connections are opt-in and securely authorized. These providers may have their own privacy policies.

    9. No Data Sales

    We do not sell, rent, or trade your data.
    We only work with partners who uphold strict privacy standards and only use your data to deliver the services you've agreed to.

    10. Children’s Data

    We do not knowingly collect data from children under 13. If we learn that such data has been collected, we will delete it immediately.

    11. Policy Updates

    This policy may be updated periodically. You’ll be notified if there are significant changes in how your data is used.

    Last updated: [Insert Date]